FEMA Flood Zones

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FEMA Flood Zone Maps

FIRM Flood Zone Determination (Interactive Map)

FEMA updated flood maps for Broward County are effective as of July 31, 2024. The finalized maps are used by insurance companies for flood insurance purposes and the updated base flood elevations must be used for all new construction and substantial improvements to existing construction.

Broward County residents and business owners are encouraged to view the flood maps to better understand their potential flood risk and to help identify steps they may need to take to protect against property damage and loss.

Property owners should consider purchasing a flood insurance policy, even if it is not mandated for their location. All areas are susceptible to flooding, although to varying degrees.

View your property’s flood zone by searching the Broward FEMA Flood Zone Map linked above.

Flood Zone Designations

The following flood zone designations determine whether or not flood insurance is mandated.

Zone A

Flood insurance rate zone determined by approximate methods, as no Base Flood Elevations (BFEs) are available for these areas. Mandatory flood insurance purchase requirements apply.

Zone AE

Flood insurance rate zone that corresponds with flood depths greater than three (3) feet. Mandatory flood insurance purchase requirements apply.

Zone AH

Flood insurance rate zone that corresponds to areas of shallow flooding with average depths between one (1) and three (3) feet. Mandatory flood insurance purchase requirements apply.

Zone VE

Flood insurance rate zone that corresponds to coastal areas that have additional hazards associated with storm waves. Mandatory flood insurance requirements apply.

Zone X

Flood insurance rate zones that are outside the flood plain or the average flood depths of less than one foot. Flood insurance purchase is not mandatory.