The following information is required by the Federal Emergency Management Agency (FEMA) to satisfy provisions of the Community Rating System (CRS) for reduced costs for flood insurance.

Homeowner insurance policies do not cover loss due to flooding.  Weston participates in the National Flood Insurance Program, which makes coverage available to everyone in the City at a discounted rate.  Residents and business owners are urged to buy flood insurance to protect against potential devastating loss.  Property owners may insure buildings and contents; renters may insure their possessions.  Just because your property has never experienced a flood does not guarantee that it will not happen.  Consult with your insurance agent regarding appropriate coverage for your home.

Flood Insurance Savings for Weston Residents and Businesses

As a result of the City of Weston’s Class 6 rating in the National Flood Insurance Program’s (NFIP) Community Rating System (CRS), Weston property owners receive up to a 20 percent discount on the cost of flood insurance for NFIP flood insurance policies issued or renewed in Special Flood Hazard Areas on or after May 1, 2014.

Preferred Risk Policies, applicable in Zones B, C, and X on the NFIP Flood Insurance Rate Map are not eligible for the CRS discount. 

Starting Oct. 1, 2021 the National Flood Insurance Program, which has not changed since its inception in 1968, will undergo a complete overhaul to make pricing more accurately reflect each property's flood risk and climate change will also be factored in. 

Learn more at: Risk Rating 2.0 effective October 1, 2021

FEMA Flood Zone Map 

If you would like a copy of a FEMA flood map, you can order one online at msc.fema.gov or call 1-800-358-9616.  You can also view the FIRM Flood Zone Determination (Interactive Map) online.

Who Needs Flood Insurance?

Your insurance agent can provide you with information regarding flood insurance for your home or business.  Also, the National Flood Insurance Program is also a informational resource at 1-888-CALL-FLOOD, or visit FEMA.gov.

The Flood Insurance Rate Map (FIRM) shows the flood zones for Weston.  Insurance agents, lending institutions & community officials use the FIRM to determine the location of a specific property and the corresponding flood zone.  Community officials use the information to administer flood plain management regulations.

For additional information, read:

• Flood Insurance Myths (PDF)
• 2015 Summary of Changes to National Flood Insurance Program (PDF)

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